Carmen Hett is UNHCR's Corporate Treasurer and a Corporate Finance Professional with vast expertise in devising capital structures and directing resource allocation to meet organizational strategic objectives. She has responsibility for managing globally financial delivery of aid assistance promoting direct and easy access for the recipients to global financial ecosystems and markets. She is a leader in using financial transformational technologies at scale for deployment of digital value transfers and payments to strengthen readiness and preparedness in emergencies, promoting economic and financial inclusion for ALL. Her career spans more than 25 years at blue-chip companies and public sector organizations at both the director and board level.