Ken Yon Kian Guan is the Senior Director in the Risk & Compliance Division. He joined PayNet in 2016. His responsibilities in PayNet includes providing strategic steer and direction in risk management and compliance practices.

In addition, his responsibilities cover CISO Office of PayNet and oversees the scam and fraud area in PayNet and working closely with the National Scam Response Centre in combating scams.

He has accumulated approximately 30 years of experience in the field of risk management for commercial and Islamic banks and in the national retail payments operation both as a practitioner and also with one of the big four accounting firms as a financial risk management consultant.
In his early years of his career, he was involved in corporate lending and also a money market dealer and involved in the market risk control unit for a large Swedish Bank based in Singapore.

Ken holds a Bachelor of Business in Financial Analysis from Nanyang Technological University (NTU), Singapore and a certified Financial Risk Manager (FRM) from the Global Association of Risk Professionals (GARP). He has also attended the Stanford Executive Program (SEP) held at Stanford University, California in 2019.