Technology Zone
Coshine is a leading fintech and payments processing services company. It has been certificated by 6 card schemes as a Acquiring/Issuing payment processor. Its has branches in Singapore, Shanghai, Tokyo, Amsterdam and Melbourne. It engaged to empower banks, fintech, payment facilitators and pan-payment company innovative technical service.
(SizeLimitingPyMap: {booth=3B35, company_name=COSHINE, content=Coshine is a leading fintech and payments processing services company. It has been certificated by 6 card schemes as a Acquiring/Issuing payment processor. Its has branches in Singapore, Shanghai, Tokyo, Amsterdam and Melbourne. It engaged to empower banks, fintech, payment facilitators and pan-payment company innovative technical service., country=China, exhibition_category=Exhibitor, hs_createdate=1730462934452, hs_lastmodifieddate=1731569157657, hs_object_id=19184360278, hs_object_source=INTEGRATION, hs_object_source_detail_1=OEM Integration, hs_object_source_id=1940923, hs_object_source_label=INTEGRATION, hs_pipeline=102713672, hs_pipeline_stage=186575225, hs_updated_by_user_id=68932678, hs_was_imported=true, id=19184360278, individual_page_type=[Exhibitor], linkedin=https://www.linkedin.com/company/coshinesolutions, logo_image_url=https://24345494.fs1.hubspotusercontent-na1.net/hubfs/24345494/SFF%202023/Sponsor-Exhibitor/coshine%20logo%20120241101_033028-1.png, product_and_service=[Cloud Computing, Cybersecurity, Payments, Wallets and Cards], product_and_service_v2=[Cloud_Computing, Cybersecurity, Payments_Wallets_and_Cards], product_and_services_oem_data=Cloud Computing; Cybersecurity; Payments, Wallets and Cards, product_name_1=Issuing Service, product_name_2=Acquiring and Gateway Service, product_name_3=EMV 3D-Secure Server, product_name_4=EMV 3DS ACS, product_shortcut_1=Coshine's Issuing Service is a set of mature and advanced card management Applications. It allows financial institutions to design their new product, new business and push them to market fast. Meanwhile, it improves clients relationship, it controls risk as well as it reduces the cost of processing transactions., product_shortcut_2=Coshine’s Acquiring and Gateway is a Service PCI-DSS, PCI-3DS and PCI-PIN certified offering, it is a fast move to a market leading solution. Our processing services leverages our ownbuild platform is scalable, high performing, highly functional, extremely flexible, reliable and proven and represents the best in class and the empower payment innovation.
Certified by Visa, MasterCard, American Express, JCB, Discover and UnionPay International.
- PCI-DSS, PCI-3DS and PCI-PIN certification at the same time.
- Supports omni-channel acceptance (POS, Ecom&MCom, QR)
- Supports tier merchants, PayFac and other types of merchants
- Flexible merchant fees, rebates and margin configurations
- Powerful risk control system combined with third party risk control
- Specialized dispute handling services
- Complete merchant services (self-service, website and APP)
- Support various innovative businesses, such as card group Token, BNPL, Tap to Pay, etc., product_shortcut_3=The EastPay® 3DServer is a full-fledged e-commerce solution based on the 3D security protocol that significantly increases web payment security and makes electronic transactions easier. It is to make e-commerce transactions more secure by helping to ensure the transaction is initiated by the rightful owner of the card account. Authentication happens during the online checkout process before authorization and is enabled by a separate platform and separate set of messages.
•Frictionless and challenge transaction flows
•Outspread types of supported transactions, including recurring payment, installments, standing orders, direct debit, e-invoicing etc.
•Integration with web browsing and in-app purchasing applications, with a responsive web interface for browsing on a mobile phone
•Easy integration with API Gateways, merchant applications and non-payment applications using HTTP redirection API, XML API, Java API or webservice API
•Merchant whitelisting
•Integration with tokenization services, digital wallets, card on file
•Extensive statistics and reporting
EastPay will log all 3D related functions as part of normal processes and will store and retrieve PARes records and associated PANs for dispute resolution purposes. All the card data information is encrypted and securely stored. 3DServer module provide the ad-hoc reporting function and monitoring function so that the merchant can quickly identify and correct problems with its implementation of 3-D Secure.
EastPay 3DS Server enables instant implementation of all 3D Secure programs for acquirers and merchants. Used with a mobile SDK, it ensures simple integration with web-based and mobile application-based purchase channels, digital wallets and other online payment services. Mobile SDK handles the payment initiation process, cryptography and security functions on behalf of the Merchant mobile application. It enables integration either on the purchase or the billing page on a mobile device. Two types of transaction flows are supported: the Frictionless flow and the Challenge flow. In case of the Challenge flow, the mobile SDK handles the Challenge dialogue with the ACS server, using the standard TLS protocol with mutual authentication., product_shortcut_4=EastPay 3DS ACS solution is certified in accordance with the EMV® 3-D Secure Protocol and confirmed to the PCI DSS, PCI 3DS Core Security Standard. This simplified solution implementation and compliance audits, reduce time to market and optimize your implementation costs. 3DS ACS enables issuing institution to participate in 3D secure program by ensuring that cardholder is authenticated either through Risk based authentication or using other available authentication methods such as One time Password, SMS OTP, mobile token, biometric etc.
•Certified for supporting multiple 3D Secure card programs: Verified by Visa, Mastercard® Identity Check, UnionPay 3DS Secure 2.0, NSPK MirAccept.
•Multitenancy – multiple issuing institutions and their subsidiaries can be processed in one ACS system.
•Modular architecture – Components are modular and technology agnostic, so they can be implemented separately as well as integrated with third party components.
•Web based administration with supported single sign-on for issuer administrators with simple and intuitive ACS administration and Help Desk user interface.
•Scalable solution – Enables optimal configuration in respect of the estimated transaction load.
•Configurability – allows configuration of transaction flows and functionalities on the BIN, BIN range, financial institution, service provider, or cardholder level.
•• Multiple authentication methods – One Time Password, OTP by SMS/push, QR code, Out of Band Authentication, Risk Based Authentication.
•Platform independency – J2EE and the web service technology with XML/SOAP API enable simple and easy integration with the existing on-site systems., record_type=[Exhibitor], sff_path=coshine, sff_sponsor_and_exhibitor_name=COSHINE, sort_type=C, status=Active, unique_reference_number=EX10116, website=http://www.coshine.com, zone=Technology Zone})
Issuing Service
Coshine's Issuing Service is a set of mature and advanced card management Applications. It allows financial institutions to design their new product, new business and push them to market fast. Meanwhile, it improves clients relationship, it controls risk as well as it reduces the cost of processing transactions.
Acquiring and Gateway Service
Coshine’s Acquiring and Gateway is a Service PCI-DSS, PCI-3DS and PCI-PIN certified offering, it is a fast move to a market leading solution. Our processing services leverages our ownbuild platform is scalable, high performing, highly functional, extremely flexible, reliable and proven and represents the best in class and the empower payment innovation.
Certified by Visa, MasterCard, American Express, JCB, Discover and UnionPay International.
- PCI-DSS, PCI-3DS and PCI-PIN certification at the same time.
- Supports omni-channel acceptance (POS, Ecom&MCom, QR)
- Supports tier merchants, PayFac and other types of merchants
- Flexible merchant fees, rebates and margin configurations
- Powerful risk control system combined with third party risk control
- Specialized dispute handling services
- Complete merchant services (self-service, website and APP)
- Support various innovative businesses, such as card group Token, BNPL, Tap to Pay, etc.
EMV 3D-Secure Server
The EastPay® 3DServer is a full-fledged e-commerce solution based on the 3D security protocol that significantly increases web payment security and makes electronic transactions easier. It is to make e-commerce transactions more secure by helping to ensure the transaction is initiated by the rightful owner of the card account. Authentication happens during the online checkout process before authorization and is enabled by a separate platform and separate set of messages.
•Frictionless and challenge transaction flows
•Outspread types of supported transactions, including recurring payment, installments, standing orders, direct debit, e-invoicing etc.
•Integration with web browsing and in-app purchasing applications, with a responsive web interface for browsing on a mobile phone
•Easy integration with API Gateways, merchant applications and non-payment applications using HTTP redirection API, XML API, Java API or webservice API
•Merchant whitelisting
•Integration with tokenization services, digital wallets, card on file
•Extensive statistics and reporting
EastPay will log all 3D related functions as part of normal processes and will store and retrieve PARes records and associated PANs for dispute resolution purposes. All the card data information is encrypted and securely stored. 3DServer module provide the ad-hoc reporting function and monitoring function so that the merchant can quickly identify and correct problems with its implementation of 3-D Secure.
EastPay 3DS Server enables instant implementation of all 3D Secure programs for acquirers and merchants. Used with a mobile SDK, it ensures simple integration with web-based and mobile application-based purchase channels, digital wallets and other online payment services. Mobile SDK handles the payment initiation process, cryptography and security functions on behalf of the Merchant mobile application. It enables integration either on the purchase or the billing page on a mobile device. Two types of transaction flows are supported: the Frictionless flow and the Challenge flow. In case of the Challenge flow, the mobile SDK handles the Challenge dialogue with the ACS server, using the standard TLS protocol with mutual authentication.
Products and Services
Products and Services |
Description |
Issuing Service |
Coshine's Issuing Service is a set of mature and advanced card management Applications. It allows financial institutions to design their new product, new business and push them to market fast. Meanwhile, it improves clients relationship, it controls risk as well as it reduces the cost of processing transactions. |
Acquiring and Gateway Service |
Coshine’s Acquiring and Gateway is a Service PCI-DSS, PCI-3DS and PCI-PIN certified offering, it is a fast move to a market leading solution. Our processing services leverages our ownbuild platform is scalable, high performing, highly functional, extremely flexible, reliable and proven and represents the best in class and the empower payment innovation.
Certified by Visa, MasterCard, American Express, JCB, Discover and UnionPay International.
- PCI-DSS, PCI-3DS and PCI-PIN certification at the same time.
- Supports omni-channel acceptance (POS, Ecom&MCom, QR)
- Supports tier merchants, PayFac and other types of merchants
- Flexible merchant fees, rebates and margin configurations
- Powerful risk control system combined with third party risk control
- Specialized dispute handling services
- Complete merchant services (self-service, website and APP)
- Support various innovative businesses, such as card group Token, BNPL, Tap to Pay, etc. |
EMV 3D-Secure Server |
The EastPay® 3DServer is a full-fledged e-commerce solution based on the 3D security protocol that significantly increases web payment security and makes electronic transactions easier. It is to make e-commerce transactions more secure by helping to ensure the transaction is initiated by the rightful owner of the card account. Authentication happens during the online checkout process before authorization and is enabled by a separate platform and separate set of messages.
•Frictionless and challenge transaction flows
•Outspread types of supported transactions, including recurring payment, installments, standing orders, direct debit, e-invoicing etc.
•Integration with web browsing and in-app purchasing applications, with a responsive web interface for browsing on a mobile phone
•Easy integration with API Gateways, merchant applications and non-payment applications using HTTP redirection API, XML API, Java API or webservice API
•Merchant whitelisting
•Integration with tokenization services, digital wallets, card on file
•Extensive statistics and reporting
EastPay will log all 3D related functions as part of normal processes and will store and retrieve PARes records and associated PANs for dispute resolution purposes. All the card data information is encrypted and securely stored. 3DServer module provide the ad-hoc reporting function and monitoring function so that the merchant can quickly identify and correct problems with its implementation of 3-D Secure.
EastPay 3DS Server enables instant implementation of all 3D Secure programs for acquirers and merchants. Used with a mobile SDK, it ensures simple integration with web-based and mobile application-based purchase channels, digital wallets and other online payment services. Mobile SDK handles the payment initiation process, cryptography and security functions on behalf of the Merchant mobile application. It enables integration either on the purchase or the billing page on a mobile device. Two types of transaction flows are supported: the Frictionless flow and the Challenge flow. In case of the Challenge flow, the mobile SDK handles the Challenge dialogue with the ACS server, using the standard TLS protocol with mutual authentication. |
EMV 3DS ACS |
EastPay 3DS ACS solution is certified in accordance with the EMV® 3-D Secure Protocol and confirmed to the PCI DSS, PCI 3DS Core Security Standard. This simplified solution implementation and compliance audits, reduce time to market and optimize your implementation costs. 3DS ACS enables issuing institution to participate in 3D secure program by ensuring that cardholder is authenticated either through Risk based authentication or using other available authentication methods such as One time Password, SMS OTP, mobile token, biometric etc.
•Certified for supporting multiple 3D Secure card programs: Verified by Visa, Mastercard® Identity Check, UnionPay 3DS Secure 2.0, NSPK MirAccept.
•Multitenancy – multiple issuing institutions and their subsidiaries can be processed in one ACS system.
•Modular architecture – Components are modular and technology agnostic, so they can be implemented separately as well as integrated with third party components.
•Web based administration with supported single sign-on for issuer administrators with simple and intuitive ACS administration and Help Desk user interface.
•Scalable solution – Enables optimal configuration in respect of the estimated transaction load.
•Configurability – allows configuration of transaction flows and functionalities on the BIN, BIN range, financial institution, service provider, or cardholder level.
•• Multiple authentication methods – One Time Password, OTP by SMS/push, QR code, Out of Band Authentication, Risk Based Authentication.
•Platform independency – J2EE and the web service technology with XML/SOAP API enable simple and easy integration with the existing on-site systems. |