Lydia AI(Knowtions Research Inc.)
Lydia AI is an applied artificial intelligence company on a mission to protect the health and prosperity of the next billion people. The company offers a digital risk scoring engine that enables businesses to enhance their customers' financial portfolios through personalized, embedded financial products such as insurance, banking services, and payment solutions. Lydia AI uses digital alternative data to make accurate dynamic risk predictions that are used to personalize and automate underwriting. Founded at the University of Toronto, Lydia AI has offices in Taiwan, Japan and Korea.
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Consumers can choose to share a limited health score with their insurance agent, financial advisor, or third-party service providers. With customer authorization, the shared data enables insurance and financial companies to assess suitable risk-based financial products, allowing for instant purchases, whether it’s through accelerated underwriting or personalized financial offerings., product_shortcut_2=This API enables third parties to build or integrate into their applications, such as mobile banking, health management, payment rewards, or underwriting assessments, using consumer-consented data.
Key features:
(1) Health Score API: Converts wearable data, medical records, and health check reports into a health score, boosting engagement and improving product recommendations on third-party platforms.
(2) Health Risk Engine API: Predicts risks like mortality, chronic diseases and cancer, enabling tailored insurance, loan, and wealth management recommendations.
(3) Health Analytics API: Assesses activity, sleep, and illness risks, segmenting customers (e.g., active, sedentary) to optimize product recommendations, including for employee health., record_type=[Exhibitor], sff_path=lydiaai, sff_sponsor_and_exhibitor_name=Lydia AI(Knowtions Research Inc.), sort_type=L, status=Active, unique_reference_number=EX10485, website=https://lydia.ai/, zone=NA})
AI Healthscore mobile application - WellAged App
Lydia AI offers a mobile application that both insurance and financial companies can white-label for their end customers. Built on top of the Lydia AI health-as-a-service API, the application ingests consumer-consented digital data to provide comprehensive insights. It displays a health score, activity score, mental health, and lifestyle health metrics, covering key aspects of the consumer’s well-being.
Consumers can choose to share a limited health score with their insurance agent, financial advisor, or third-party service providers. With customer authorization, the shared data enables insurance and financial companies to assess suitable risk-based financial products, allowing for instant purchases, whether it’s through accelerated underwriting or personalized financial offerings.
AI Health-as-a-service API
This API enables third parties to build or integrate into their applications, such as mobile banking, health management, payment rewards, or underwriting assessments, using consumer-consented data.
Key features:
(1) Health Score API: Converts wearable data, medical records, and health check reports into a health score, boosting engagement and improving product recommendations on third-party platforms.
(2) Health Risk Engine API: Predicts risks like mortality, chronic diseases and cancer, enabling tailored insurance, loan, and wealth management recommendations.
(3) Health Analytics API: Assesses activity, sleep, and illness risks, segmenting customers (e.g., active, sedentary) to optimize product recommendations, including for employee health.
Products and Services
Products and Services |
Description |
AI Healthscore mobile application - WellAged App |
Lydia AI offers a mobile application that both insurance and financial companies can white-label for their end customers. Built on top of the Lydia AI health-as-a-service API, the application ingests consumer-consented digital data to provide comprehensive insights. It displays a health score, activity score, mental health, and lifestyle health metrics, covering key aspects of the consumer’s well-being.
Consumers can choose to share a limited health score with their insurance agent, financial advisor, or third-party service providers. With customer authorization, the shared data enables insurance and financial companies to assess suitable risk-based financial products, allowing for instant purchases, whether it’s through accelerated underwriting or personalized financial offerings. |
AI Health-as-a-service API |
This API enables third parties to build or integrate into their applications, such as mobile banking, health management, payment rewards, or underwriting assessments, using consumer-consented data.
Key features:
(1) Health Score API: Converts wearable data, medical records, and health check reports into a health score, boosting engagement and improving product recommendations on third-party platforms.
(2) Health Risk Engine API: Predicts risks like mortality, chronic diseases and cancer, enabling tailored insurance, loan, and wealth management recommendations.
(3) Health Analytics API: Assesses activity, sleep, and illness risks, segmenting customers (e.g., active, sedentary) to optimize product recommendations, including for employee health. |