Parul is a co-founder and director of pinBox.She has extensive experience in conceptualizing and implementing innovative financial literacy models and strategies, as well as technology-led outreach platforms for micro-pension and micro-insurance inclusion in developing countries. Parul developed and implemented "gift-a-pension", the first P2P eCommerce platform globally for pension and insurance inclusion of home help (nanny, drivers, guards, cooks) and blue-collar workers in garment export units. 

At pinBox, Parul has worked in Rwanda, India, Uganda, Bangladesh, Nigeria, Papua New Guinea and Kenya on designing a replicable and inclusive model and for contributory microPension programs. She was also part of World Bank, United Nations Development Program and FSD teams on advising pension regulators and finance ministries in developing field-tested strategies for expanding voluntary pension coverage. Parul has ~10 years of experience as a journalist at BBC, CNBC and NDTV.