Mr. Nitin Chugh is a career banker with an overall experience of 30 years. He serves as Deputy Managing Director and Head of Digital Banking at State Bank of India. Prior to joining SBI in March 2022, he was the MD and CEO of Ujjivan Small Finance Bank from December 2019 to September 2021. He also served for over 18 years at HDFC Bank from 2001 to mid-2019, where he managed several leadership roles in retail banking. His last role at HDFC Bank was that of Group Head for Digital Banking where he oversaw the digital transformation of HDFC Bank from 2013 to 2019. 
 
Mr. Nitin Chugh is an accomplished industry leader and well regarded in retail and digital banking. He is an engineer and MBA by qualification.