He is currently heading the FinTech Department of Reserve Bank of India at its Central Office, Mumbai. The key responsibilities include Central Bank Digital Currency, Fintechs- regulatory approach / framework, Fintech Innovation, Regulatory Sandbox, RegTech, Suptech, Account Aggregator, P2P lending, policies relating to virtual digital assets, emerging technologies, activities of Reserve Bank Innovation Hub etc.

He had represented in Financial Stability Board, Basel’s Working Group on Unbacked Crypto Assets, and ECC, Basel's Stablecoin Working Group. 

In RBI has been for the last 27 years and has more than 15 years’ experience in Supervision function as also in other core central banking functions such as Currency Management, Foreign Exchange Management, Rural Credit, Auditing & Budgeting. 

He has also served on the Board of a commercial bank.  Apart from MBA he has MS in Finance and Financial Regulation from UK.