Arinjoy Dhar is the Senior Director and head of Microfinance at BRAC in Bangladesh. BRAC Microfinance is serving more than 10.5 million people in Bangladesh by enabling access of unserved and underserved people to finance, credit, insurance, and savings and also driving gender equality, financial and digital literacy, access to the market, and helping to build resilience.  

Mr. Dhar has diverse and extensive experience in digital transformation, risk management, change management, operational excellence and designing and implementation of technology solutions, and setting up large-scale global operational capabilities. He has a proven record of developing strong and successful teams and is passionate about financial inclusion, climate change, and frugal innovation. Before joining BRAC, Mr. Dhar worked for HSBC Hong Kong Commercial Banking as the Director and Country Head of Operational Excellence. Prior to this, he worked as the COO of Commercial Banking for Pearl River Delta at HSBC China. He held strategic management positions in HSBC Hong Kong, Canada, China, and Bangladesh. 

Arinjoy Dhar also has been appointed as the Director of Guardian Life Insurance Ltd and Brac IT Services Ltd. 

Mr. Dhar holds a Master's Degree in Leadership Practice and Responsibility from Lancaster University and holds a Bachelor’s Degree from Birmingham City University. Mr. Dhar is a Fellow Member of CIMA (UK), CPA (Australia), CMA (Australia) and Institute of Public Accountants. He attended advanced management programmes at McGill University, the University of Cambridge, and Shanghai Jiao Tong University.