Karthik Ramanathan is the Senior Vice President of Cyber and Intelligence (C&I) Solutions, Asia Pacific at Mastercard. In this role, he oversees the wide range of products, platforms and capabilities that ensure the safety, security and experience of our products and solutions for consumers, merchants, partners and governments.
Some of the capabilities he drives include adoption and usage of include Artificial Intelligence, Cyber Security, Digital Identity, Biometrics and EMV 3DS authentication.

Karthik joined Mastercard in 2015 after holding a number of leadership roles in retail banking across India, the United States, Hong Kong, Middle East and Africa with Citibank, Capital One and Standard Chartered Bank. He holds a MBA from XLRI Institute of Management, India.