Ratikant is a highly accomplished banking technology leader with over 25 years of experience in defining and executing technology led transformation programs at global banks; leading and managing them from concept to implementation. He has played leadership roles at Citi, ANZ and UOB with deep expertise and experience ranging omni-channel digital banking, core bank transformation and customer-centric enterprise data analytics; he has made significant impact to top-line and bottom-line of the businesses touching 10,000+ users and 20+ Million customers with a global coverage of 40+ countries
