Arinjoy Dhar is the Senior Director and head of Microfinance at BRAC in Bangladesh. BRAC Microfinance is serving more than 10.5 million people in Bangladesh by enabling access of unserved and underserved people to finance, credit, insurance, and savings and also driving gender equality, financial and digital literacy, access to the market, and helping to build resilience.
Mr. Dhar has diverse and extensive experience in digital transformation, risk management, change management, operational excellence and designing and implementation of technology solutions, and setting up large-scale global operational capabilities. He has a proven record of developing strong and successful teams and is passionate about financial inclusion, climate change, and frugal innovation. Before joining BRAC, Mr. Dhar worked for HSBC Hong Kong Commercial Banking as the Director and Country Head of Operational Excellence. Prior to this, he worked as the COO of Commercial Banking for Pearl River Delta at HSBC China. He held strategic management positions in HSBC Hong Kong, Canada, China, and Bangladesh.
Arinjoy Dhar also has been appointed as the Director of Guardian Life Insurance Ltd and Brac IT Services Ltd.
Mr. Dhar holds a Master's Degree in Leadership Practice and Responsibility from Lancaster University and holds a Bachelor’s Degree from Birmingham City University. Mr. Dhar is a Fellow Member of CIMA (UK), CPA (Australia), CMA (Australia) and Institute of Public Accountants. He attended advanced management programmes at McGill University, the University of Cambridge, and Shanghai Jiao Tong University.
Hall 2, Singapore EXPO
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Over 1.8 billion self-employed women and youth in developing countries across Asia, Africa and Latin America are neither eligible for pension benefits nor saving for their old age and face the grim prospect of extreme poverty once they exit the workforce. Without an urgent policy, regulatory and business response to financial and pension exclusion, the looming old age poverty crisis could become the dominant cause of a radical increase in global poverty. But if even a quarter of these excluded workers start saving just $1 a day, they could generate over $15 trillion in new long-term savings. This session will examine the role of governments, regulators, civil society and technology in making small-ticket pension, savings and insurance solutions commercially sustainable. And in making access to well-regulated micro-wealth and micro-pension solutions affordable, simple and easy for everyone. Everywhere.
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