Kalidas Ghose is the Chairman of Uno Digital Bank in the Philippines and Uno Asia in Singapore, and serves as a Senior Advisor to the Board of Directors at FE Credit. Under his leadership, Uno Digital Bank became one of the region’s first fintechs to launch as a fully digital bank. Prior to this, he was CEO of VP Bank SMBC Finance Company (FE Credit), the largest consumer finance company in Vietnam, known for its rapid growth and significant market share. With over 30 years in retail banking and consumer finance, Kalidas has led successful transformations and expansions in emerging markets, including notable roles at Citibank, Prudential Finance, and ANZ. His career includes driving digital innovations at FE Credit and earning accolades such as the “CEO of the Year” award from the Asia Pacific Customer Service Consortium. He holds an MBA from XLRI Jamshedpur and a degree in Mechanical Engineering from Jadavpur University. Kalidas resides in Ho Chi Minh City with his family and enjoys reading nonfiction and collecting fountain pens.