Umar Farooq is the Co-Head of Global Payments. JP Morgan’s Global Payments business combines treasury services, trade & working capital, commercial cards and merchant services to help clients operate across 150+ countries. The business is the largest processor of UDS payments across the world with daily transaction volume of around $10 trillion. Prior to this Umar was the Global Head of Financial Institution Payments and CEO of Onyx by JP Morgan. Onyx is a J.P. Morgan business unit that leverages cutting-edge technologies like Blockchain to develop innovative products, platforms and marketplaces. Previously he was the Global Head of Digital Wholesale Payments and Head of Blockchain for the Corporate and Investment Bank. Umar has also held leadership positions in Chase Bank in the past including Head of Small Business Segment and National Sales Manager for Chase Business Banking. Umar holds a B.S. in Computer Science, B.S. in Economics and M.Engg. in Computer Engineering from the Massachusetts Institute of Technology. Umar received his JD from Yale Law School