With the digital economy expected to constitute a major portion of the future global economy, digitisation has the potential to transform lives but is unequal in its reach. Digital inclusion must be considered alongside digital transformation and digital financial literacy to connect to underserved and unserved communities.

This roundtable will explore the gaps in digital inclusion across regions, share the effective financing instruments addressing these gaps, and discuss the impact of successful applications on underserved and unserved populations left behind by the digital revolution. Digital inclusion financing instruments are being introduced to build out the digital economy through creating digital trust credentials for SMEs and digital infrastructure.

This roundtable will also highlight successful use cases of digital inclusion and digital transformation programmes led by financial institutions and multinational companies. From these success stories, the session seeks to inspire investors and financial institutions to introduce and expand digital inclusion investment instruments. The challenges that limit investment in digitalisation, particularly from capital markets, will be covered, as well as areas for collaboration. 

The roundtable will endeavour to identify key follow-up frameworks and/or actions in which the discussants could align on going forward.

This roundtable aims to explore the critical policies and technologies necessary for fostering interoperable and harmonised digital commerce between India and ASEAN nations.

As digital commerce continues to evolve, the need for effective frameworks that facilitate seamless cross-border transactions becomes increasingly vital. This session will bring together industry leaders, policymakers, and technology experts to identify actionable strategies that can enhance digital commerce, ensuring that it is inclusive, secure, and efficient.

Key Discussion Points:
1. Identify the gaps in current regulations, policies and innovation to create a harmonised framework for digital commerce between India and ASEAN. What are the best practices that can facilitate interoperability across different digital platforms?
2. What more is to be done to advance cross-border digital payments and e-invoicing systems?
3. What is the importance of establishing secure and efficient payment gateways and the role of e-invoicing in streamlining processes and reducing transaction costs in cross-border trade?
4. With an increase in cross-border data flows, what measures need to be implemented to ensure data protection and protection from cyber attacks?
5. The discussion will explore concerns around Digital Identity and Authentication.