Xuyuan is solution architect lead in fintech industry at Tencent Cloud. With 10 years of experience at Tencent Cloud, he has led business development and architectural consulting across the banking, insurance, and pan-financial sectors within the financial industry. Possessing extensive technical expertise and project experience in cloud infrastructure, Intelligent finance, risk control, mobile mini-apps, and aggregated payments, he is also the chief author of Tencent Cloud's blockchain whitepaper. Prior to joining Tencent, he held positions as a product architect and industry consultant at IBM and EMC.