I am Qazi Shoaib Ahmad, a Central Banker with over 25 years of experience in payments, banking operations, financial inclusion, and banking supervision. Currently, I am working as the Director in Payment Systems Policy & Oversight Department, with focus on devising strategies and regulatory frameworks for electronic funds transfers, payments, clearing, settlements among others.
Currently I am leading key policy initiatives including updating regulatory frameworks for non-bank market participants via Rules for PSOs/PSPs, developing Open Banking guidelines and Regulatory Sandbox, strengthening Cyber-resilience framework, Machine Learning-Based Preventive Fraud Monitoring solution, development of the Payments oversight framework, among others. I am also involved in assessment of the regulatory and legal aspects of payments through innovative technologies, particularly digital assets. Their decentralized nature introduces challenges like fraud and market risks, which we are working on to mitigate.
Throughout my career at SBP, I have held leadership roles in the area of Development Finance, Banking & Currency Operations etc. I hold a Master’s degree in Mathematics and a Diploma in Banking & Finance.
